About Me

Hey Tampa Mamas! 👋 I'm Cheryl, and I know what it's like to START OVER!

I’m passionate about helping people overcome challenges in the mortgage process and making homeownership achievable for everyone. My journey in the financial industry began in 1989, but my mission was shaped by my personal experience: starting a family at 22 and raising “my own 3 littles” within 2 ½ years. Today, my kiddos are 29, 28, 27, and 16, and I understand the delicate balance between earning an income, being present for family, and building a future.

But here’s the thing—I’m starting over, too. At 52, I’m embracing a new chapter, which gives me a deeper understanding of the challenges and emotions that come with beginning again. Whether you’re navigating life as a single mom, self-employed, or dreaming of homeownership, I’ve been there, and I’m here to help.

My Passion? Helping YOU Achieve Homeownership Dreams!

I can help you:

• Increase your credit score quickly
• Get approved with NO Money Down (or use OPM – Other People's Money!)
• Qualify using ONLY 3 months of bank statements
• Explore Real Estate Investing (even as a beginner!)

Whether you’re:

• A single mom starting over
• Self-employed or a 1099 earner
• Dreaming of homeownership or investing

I’m here for you! With over 30 years of experience in finance, I’ve got the expertise to guide you every step of the way.

Ready to Turn Your Dreams into Reality?

Let’s chat for 15 minutes!

Click below to schedule your quick 15-minute Zoom ⬇️

👉 www.cheryl.live