Veteran (VA) Loan

Description

About this loan type

A VA Loan is a benefit for veterans, active-duty service members, and eligible surviving spouses. Guaranteed by the U.S. Department of Veterans Affairs, this loan offers a zero-down payment option, making it easier for qualified military members to purchase a home. VA Loans also have no private mortgage insurance (PMI) requirements, lower interest rates, and generally lower closing costs, making them one of the most affordable paths to homeownership.

Why Choose This Loan?

Zero Down Payment: Eligible borrowers can buy a home without a down payment.

No Loan Limits: VA loans do not have a max loan amount with full entitlement.

No PMI: Save on monthly payments, as no private mortgage insurance is required.

Ideal For: Veterans, active-duty service members, and eligible surviving spouses looking for a cost-effective way to buy a home.

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